http://olgine.livejournal.com/ ([identity profile] olgine.livejournal.com) wrote in [community profile] malyshi 2014-01-20 05:52 pm (UTC)

Имхо, совершенно невыгодно, если у ребенка нет каких-то особенных проблем со здоровьем. Тоже на первом году активно думала в направлении ДМС, но пришла к выводу, что разово платить выгоднее.
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